National KE-CIRT/CC Cybersecurity Best Practice Guide of the Week

 

MOBILE AND ONLINE BANKING

 

In This Issue:

*        Mobile and Online  Banking

 

 

 

 

 

 

 

 

 

 

 

Mobile banking is a term used to refer to systems that allow customers of a financial institution to conduct a number of financial transactions through a mobile device such as a mobile phone or tablet. While,

Online banking, also known as internet banking, e-banking, or virtual banking, refers to carrying out banking operations on the Internet.

MOBILE BANKING SECURITY TIPS

* Always install banking apps only from official stores such as Google Play Store or Apple Store.

* Avoid using banking apps on free, unsecure Wi-Fi networks available in cafes, airports, hotels etc.

* Secure your phone with a password or Pin.

* Use a reliable mobile security application.

* Never store banking details like banking information like Login ID/passwords, credit/debit card number etc. on your phone.

* Once done always Logout. Avoid clicking options like “Remember me” or “Keep me logged in”.

* Avoid clicking links or opening/downloading attachments that come with unknown/unexpected emails or SMSs.

* Don’t send personal information via SMS (text messaging); Never disclose via text message your personal or financial sensitive information.

* Make each account password strong and unique and avoid reusing them.

Have the above security tips in mind when operating your computer systems. Report any cybercrime incident/activity toincidents@ke-cirt.go.ke. / www.ke-cirt.go.ke